Hiring a gas contractor without verifying their insurance is one of the most common and costly mistakes homeowners make. Gas work involves real risks — property damage, bodily injury, and incomplete combustion hazards — and if something goes wrong with an uninsured contractor, the financial and legal exposure lands on you. Understanding what adequate contractor insurance looks like helps you make a confident hiring decision.
Why Contractor Insurance Matters for Gas Work
Gas appliance installation and repair carries inherent risk. Even with a licensed, skilled technician and a TSBC permit, there are scenarios where something can go wrong: a gas connection might develop a slow leak, a vent termination might be positioned incorrectly, or equipment might be damaged during installation. These situations are rare with a competent contractor — but rare is not impossible.
When a contractor without adequate insurance causes property damage or personal injury, the homeowner's own insurance policy becomes the first line of response. This often means a deductible, a rate increase, or a dispute over coverage. In cases where the homeowner knowingly hired an unlicensed or uninsured contractor, some policies may deny the claim outright.
Adequate contractor insurance creates a separate, dedicated pool of funds specifically to cover contractor-caused incidents. It means that if something goes wrong on your job, you have a direct path to compensation without touching your own policy.
Strata boards: Most strata councils in BC require contractors working in strata buildings to carry a minimum of $2–5 million commercial general liability. Always confirm the contractor meets your strata's insurance minimums before allowing work.
Our Coverage
GasBoilers.ca carries the following insurance coverage on all jobs across Greater Vancouver:
$5M Commercial General Liability
Covers bodily injury and property damage caused by our operations during and after a job. The "completed operations" extension covers claims that arise after the work is finished — critical for gas work.
WorkSafeBC (WCB) Coverage
All GasBoilers.ca technicians are registered with WorkSafeBC. If a worker is injured on your property, WCB covers their medical and wage-loss claims — protecting you from personal injury lawsuits.
Errors & Omissions
Covers claims arising from professional advice or design errors — relevant for system sizing consultations, load calculations, and multi-zone design work.
Our insurance renews annually and is maintained in good standing. If you need to verify our current coverage before booking, simply ask — we provide a Certificate of Insurance (COI) on request within 24 hours.
What Our Insurance Covers for You
Our commercial general liability policy protects homeowners and property managers across three primary risk categories:
Property damage during installation
If a technician damages your flooring, drywall, cabinetry, or other property while accessing the mechanical space or running pipes, the CGL policy covers the repair cost.
Bodily injury on your property
If someone is injured during our work — whether a technician, a third party, or a household member in the work area — our insurance responds first.
Completed operations
This is the most important extension for gas work. If a boiler we installed later develops an installation-related fault that causes damage (e.g., a vent joint that fails), completed operations coverage applies even after the job is closed.
WorkSafeBC protection for homeowners
If you hire an unregistered worker and they are injured, you can be personally liable for their medical costs and lost wages under BC law. Our WCB registration eliminates this risk entirely.
How to Verify Our Coverage
A reputable contractor will not hesitate to provide insurance documentation on request. Here is how to verify our coverage before booking GasBoilers.ca:
- 1Call us at 604-359-1081 or email and request a Certificate of Insurance (COI).
- 2We will send you a COI from our insurer showing policy type, coverage limits, and effective dates.
- 3If you need us to name your strata corporation as an "Additional Insured" — a common requirement for strata work — we can arrange this.
- 4For WorkSafeBC verification, you can confirm our clearance letter status directly through WorkSafeBC's online portal using our WCB account number.
For property managers and strata boards, we routinely provide COIs naming the strata corporation and property management company. This is standard practice on our strata and multi-unit jobs across Greater Vancouver.
Need a COI for your strata board? We'll send it today.
$5M commercial general liability, WorkSafeBC coverage, and named Additional Insured on request. Call 604-359-1081.